Retirement

Retirement

Our Retirement Knowledgebase provides you with the best resources for all stages of retirement planning. Young people will learn about their early retirement options and planning strategies. In your 30's, 40's or 50's? Or is retirement just around the corner? We have articles for you! Learn about the finance of retirement, retirement planning strategies, Roth IRA, SEP IRA, 401k, 403b, pensions, estate planning, long term care insurance and how to prepare for inflation risk. Use our calculators to insurance and healthcare needs, social security income, 401k and to determine how much money you will need to retire. Discover which government resources are available to help you with your retirement. Become comfortable with your retirement planning.

Countdown to Retirement

1. 5 Things to Make Sure You're Ready www.southstatebank.com 2. Retirement: 5 Years Out www.marketwatch.com 3. Getting Ready for Retirement www.fidelity.com 4. App: Retirement Countdown itunes.apple.com 5. The Best/Worst States for Retirement www.thinkadvisor.com 6. Are You Ready for Retirement? www.gobankingrates.com 7. Experts Weigh in On Retirement Resolutions www.aarp.org 8. How an Adviser Can Help www.kiplinger.com 9. Deciding When to Retire www.lfg.com 10. Financial Moves to Make Before Retiring www.foxbusiness.com 11. Last Year Working: Do's and Don'ts news.yahoo.com 12. 1-3 Months From Retirement www.nyretirementnews.com 13. 4-6 Months From Retirement www.nyretirementnews.com 14. 8 Months From Retirement www.nyretirementnews.com 15. 12 Months From Retirement nyretirementnews.com 16. 18 Months From Retirement www.nyretirementnews.com 17. 3 Keys to a Great Retirement www.consumerreports.org 18. Retirement Freebies www.kiplinger.com

Retirement Plans for 50

1. How To Start Saving for Retirement At 50 www.usatoday.com 2. 50 or Older? How To Catch Up On Retirement Savings www.nextavenue.org 3. Boost Your Retirement Savings After 50 www.mybanktracker.com 4. Get Financially Fit at 50 www.planpartners.net 5. Retirement Tips for 50+ www.vivafifty.com 6. Financial Moves to Make at 50 www.moneytalksnews.com 7. 50 and No Retirement Savings? Don't worry www.washingtonpost.com 8. Retirement Planning: How to Catch Up www.forbes.com 9. Financial Fitness for Women Over 50 www.pbs.org 10. What Your Finances Should Look Like at 50 www.thefiscaltimes.com 11. Compare Your Financial Fitness www.fool.com 12. Retirement Guide: Ages 50-70 moneyover55.about.com 13. 50 Things You Should Know about Retirement in Your 50s www.gobankingrates.com 14. 6 Things To Do For Your Retirement at 50 www.foxbusiness.com 15. How To Start a Retirement Fund in Your 50s finance.yahoo.com 16. 50 and No Nest Egg? How To Save Yourself www.wallstreetdaily.com 17. Retirement Tuneup at 50 www.marketwatch.com 18. Retirement Tools For 50-Somethings www.fool.com

Retirement Plans for 40

1. How To Start Saving For Retirement at 40 www.wisebread.com 2. Guide: Start Saving for Retirement www.clarkhoward.com 3. 40 and No Savings: What to Do Now twocents.lifehacker.com 4. The Argument for Early Retirement www.retiredby40blog.com 5. Retirement Guide: Get Ready in Your 40s myretirementwalk.com 6. Don't Derail Your Retirment With These Mistakes www.thestreet.com 7. Early Retirement Checklist retireby40.org 8. 10 Retirement Steps to Take Now www.gobankingrates.com 9. Early Retirement Blog List retireby40.org 10. 3 Retirement Strategies to Employ before You Hit 40 www.dailyfinance.com 11. Avoid These Retirement Mistakes in Your 40s www.gobankingrates.com 12. Achieve Retirement Income by Age 40 www.dividendmantra.com 13. Book: The Motley Fool's Money After 40 www.amazon.com 14. Book: How to Retire with Enough Money www.amazon.com 15. Book: The Truth About Retirement Plans and IRAs www.amazon.com 16. Book: The 12 Most Important Decisions You Must Make Before You Retire www.amazon.com

Retirement Plans for 30

1. 4 Retirement Mistakes to Avoid in Your 30s www.forbes.com 2. 8 Steps Towards Retirement in Your 30s www.wisebread.com 3. Start Saving For Retirement Early blogs.marketwatch.com 4. 6 Reasons To Start Your Retirement in Your 20s and 30s www.dailyfinance.com 5. 10 Quick Steps To Start Your Retirement www.gobankingrates.com 6. Biggest Early Retirement Planning Tips www.stillbeingmolly.com 7. Planning For Retirement in Your 30s www.cbsnews.com 8. Savings Essentials in your 30s myretirementwalk.com 9. 23 Things Beginners Need To Know About Saving www.moneyunder30.com 10. 10 Best Ways to Save in Your 30s content.wisestep.com 11. Retirement Plans by 20, 30, 40 and 50 thenewsavvy.com

Retirement Plans for 20

1. Maximize Retirement Savings in Your 20s finance.yahoo.com 2. 20 Year Olds Need 7 Million for Retirement finance.yahoo.com 3. Why Should You Save For Retirement in Your 20s familyshare.com 4. 3 Ways to Get Retirement Ready in Your 20s www.marketwatch.com 5. 6 Reasons to Prep For Retirement In Your 20s www.dailyfinance.com 6. 3 Retirement Tips for 20 Year Olds money.cnn.com 7. Avoid the Risk of No Retirement Savings www.investopedia.com 8. 10 Smart Retirement Moves To Make in Your 20s finance.yahoo.com 9. Step by Step Retirement Guide for 20 Somethings www.forbes.com 10. In Your 20s - Pay Attention to Retirement Crisis twocents.lifehacker.com 11. Make Great Retirement Plans in Your 20s www.cbsnews.com 12. Evaluating Retirement Portfolios in Your 20s www.huffingtonpost.com 13. Are Your 20s Too Young To Start Retirement Planning? www.forbes.com 14. Book: Early Retirement Extreme www.amazon.com 15. Book: The Ultimate Guide to Retirement Planning - Retire Early And Stay Wealthy For Ever www.amazon.com 16. Book: The Joy of Not Working www.amazon.com

Finance of Retirement

1. Secure Your Finances Before Retirement www.wisebread.com 2. Simplify Your Retirement Finances www.forbes.com 3. Finance Your Retirement with Life Insurance ageinplace.com 4. Improve Your Finances After Retirement money.usnews.com 5. Making Financial Adjustments in Retirement www.yahoo.com 6. Avoiding Retirement Finance Mistakes www.forbes.com 7. Retirement Tips www.aarp.org 8. Retirement Finance For Singles www.dailyfinance.com 9. Can You Save Too Much For Retirement? genxfinance.com 10. Book: How to Make Your Money Last www.amazon.com 11. Book: The Smartest Retirement Book You'll Ever Read www.amazon.com 12. Book: How to Retire Happy, Wild, and Free www.amazon.com 13. Book: The Bogleheads' Guide to Retirement Planning www.amazon.com 14. Book: The Index Card: Why Personal Finance Doesn’t Have to Be Complicated www.amazon.com 15. Book: What Color Is Your Parachute? for Retirement www.amazon.com 16. Book: The Retirement Savings Time Bomb www.amazon.com 17. Can Annuities Help in Retirement? www.fool.com 18. 5 Signs You Need an Advisor's Help www.gobankingrates.com 19. Infographic: Money Fears and Challenges www.gobankingrates.com

Best Retirement Plans and Investment Options

1. Best Retirement Plan - You've Never Heard Of www.thesimpledollar.com 2. Most People Ignore This Simple Advice www.bloomberg.com 3. How To Measure the Best Retirement Income Strategy www.kitces.com 4. 12 Retirement Investing Tips www.marketwatch.com 5. 10 Best Retirement Investments moneyover55.about.com 6. Best Retirement Investments for Self-Employed www.forbes.com 7. 6 Tricks for Better Retirement Decisions www.marketwatch.com 8. Have the Best Retirement Possible www.usatoday.com 9. Best Retirement Drawdown Strategies www.cbsnews.com 10. Solo 401k: Best for Self-Employed Investors www.reiclub.com 11. Wikipedia: Retirement Plans in the United States en.wikipedia.org

Consolidating Retirement Money

1. Consolidating Retirement Plans www.marketwatch.com 2. 7 Reasons to Consolidate Your Retirement Plans moneyover55.about.com 3. Change Jobs A lot? Should I Consolidate Retirement Plans? money.howstuffworks.com 4. Does Retirement Fund Consolidation Make Sense? www.nasdaq.com

Roth IRAs

1. Roth IRA Mistakes to Avoid www.biblemoneymatters.com 2. Traditional Vs Roth IRA www.goodfinancialcents.com 3. Roth IRA Starter Guide www.daveramsey.com 4. What to know about Roth IRA conversions blog.transamerica.com 5. Pros of Starting a Roth IRA raymondjames.com 6. More Pros of Starting a Roth IRA www.bankrate.com 7. Why do you need a Roth IRA? www.kiplinger.com 8. Calculator: Decide if converting to a Roth IRA is right for you calcsuite.fidelity.com 9. Why you need both a 401k and Roth IRA www.dailyfinance.com 10. Earn too much to contribute? Learn About Backdoor Contributions www.kitces.com 11. Tax implications of converting a Roth IRA www.usatoday.com 12. Avoiding Common Roth IRA Mistakes www.forbes.com 13. Paying Off Debt w/ Your Roth IRA www.fivecentnickel.com 14. Little Known Secrets of Roth IRAs www.investopedia.com 15. Roth IRA? 401k? Traditional IRA? Which one is for me? www.biblemoneymatters.com 16. Using Roth IRA as an Emergency Fund www.investopedia.com 17. How Roth IRA's Work money.howstuffworks.com 18. Wikipedia: Roth IRA en.wikipedia.org

Traditional IRAs

1. Traditional IRA: Ultimate Guide money.cnn.com 2. IRS Guide to Traditional IRAs www.irs.gov 3. 10 Things You Must Know About Traditional IRAs www.kiplinger.com 4. Compare Traditional IRAs and Roth IRAs www.fidelity.com 5. Another Comparison of Tradtional IRAs vs Roth IRAs www.rothira.com 6. Traditional vs Roth IRA: Which is Best For You? www.goodfinancialcents.com 7. Different Ways to Use Traditional IRAs www.thrivent.com 8. Infographic: Easily Which IRA is Best For You www.schwab.com 9. Video: When to Convert a Traditional IRA to Roth www.skloff.com 10. Wikipedia: Traditional IRA en.wikipedia.org

SEP IRAs

1. SEP IRA vs Solo 401k iselfdirect.com 2. When to Consider a SEP-IRA blog.wealthfront.com 3. Saving For Retirement When Self-Employed www.betterment.com 4. When to Use an SEP IRA www.thesimpledollar.com 5. How To Set Up an SEP IRA in 30 Minutes (or less) www.getrichslowly.org 6. SEP IRA: Complete Guide www.investopedia.com 7. SEP IRA Rules www.fool.com 8. SEP IRA: Pensions for Self-Employed www.foxbusiness.com 9. IRS Guide to Simplified Employee Pension Plans www.irs.gov 10. Department of Labor Guide to SEP Retirement Plans www.dol.gov 11. Retirement Plans for Smalll Businesses www.tiaa.org 12. What is a SEP IRA? www.moneycrashers.com 13. Book: The Self Directed IRA Handbook www.amazon.com 14. Wikipedia: SEP IRA en.wikipedia.org

401k

1. What Is a 401K? guides.wsj.com 2. 401k Ultimate Guide money.cnn.com 3. Beginner's Guide to 401k's twocents.lifehacker.com 4. 60 Second Guide to Maximizing Your 401k www.fool.com 5. IRS 401K Guide www.irs.gov 6. How to Pick a 401K investorplace.com 7. The Pros and Cons of Your Employer's 401k Plan www.quickanddirtytips.com 8. Pros and Cons of Borrowing From Your 401k moneyover55.about.com 9. 4 Easy Steps to Rolling Over Your 401k money.usnews.com 10. Cash Out? Or Leave Your 401k Behind? www.bankrate.com 11. 401k Questions and Answers www.401khelpcenter.com 12. Average 401k Balance by Age blog.personalcapital.com 13. 401k Contribution Limits for 2016 www.forbes.com 14. 5 Mistakes Worth Avoiding With Your 401k www.gobankingrates.com 15. Understand 401k Rollover Options www.finra.org

403b

1. Difference Between 403b and 401k www.wisebread.com 2. Benefits of Rolling 403b into an IRA www.betterment.com 3. 403b Exemption Rules www.bankrate.com 4. How To Borrow from a 403b budgeting.thenest.com 5. How To Transfer a 403b into a Roth IRA budgeting.thenest.com 6. 403B vs Roth IRA www.ehow.com 7. What is a 403b Plan? www.fool.com 8. Roll a 401k into a 403b? www.ehow.com 9. 403b - Should You Contribute? money.usnews.com 10. Essential Guide to 403b Retirement Savings www.403bwise.com 11. Wikipedia: 403b en.wikipedia.org

Money Market

1. How Money Market Accounts Work money.howstuffworks.com 2. The Risks of Money Market Investing www.cnbc.com 3. Introduction to Money Market www.investopedia.com 4. Money Market Funds vs. Money Market Accounts moneyning.com 5. Money Market Account Rates www.nerdwallet.com 6. Wikipedia: Money Market en.wikipedia.org

Inflation and Retirement

1. How To Mitigate Retirement Inflation Risk www.forbes.com 2. Your Retirement Plan Can't Ignore Inflation money.usnews.com 3. Inflation in Retirement Planning inflationdata.com 4. How To Plan for Inflation moneyover55.about.com 5. Dangerous Assumptions that Can Hurt Retirement Plan news.morningstar.com 6. What Inflation Will Do to Your Retirement Plan www.fivecentnickel.com 7. How To Keep Up With Inflation retirementrevised.com

Estate Planning

1. Estate Planning in Your 30s www.dailyfinance.com 2. 7 Estate Planning Mistakes to Avoid www.theglobeandmail.com 3. Estate Planning For Your Pets consciouscat.net 4. Essential Estate Planning Tips www.forbes.com 5. Estate Planning Tips for Entrepreneurs www.entrepreneur.com 6. 2 Estate Planning Docs You Need www.nerdwallet.com 7. Estate Planning Mistakes of the Rich and Famous insurancenewsnetmagazine.com 8. Estate Planning Guide 101 www.nasdaq.com 9. Estate Planning Advice for Single People www.nextavenue.org 10. Estate Planning Guide for Married People www.forbes.com 11. Estate Planning Cheat Sheet www.cheatsheet.com 12. 5 Mistakes You Should Avoid When Planning Your Estate www.araglegal.com 13. Book: Plan Your Estate www.amazon.com 14. Book: Get It Together: Organize Your Records So Your Family Won't Have To www.amazon.com 15. Book: The Wall Street Journal Complete Estate-Planning Guidebook www.amazon.com 16. Book: Estate Planning for Dummies www.amazon.com 17. Software: Quicken Willmaker Plus www.amazon.com 18. Wikipedia: Estate Planning en.wikipedia.org

Retirement Calculators

1. Retirement Planning Calculator secure.aarp.org 2. 401k Calculator www.aarp.org 3. Lifetime Income Calculator www.dol.gov 4. Social Security Calculator www.ssa.gov 5. Senior Care Calculator www.aplaceformom.com 6. Life Insurance Need Calculator www.lifehappens.org 7. Lifetime Expectancy Calculator www.myabaris.com 8. Mortgage Calculator www.mortgagecalculator.org 9. Healthcare Subsidy Calculator laborcenter.berkeley.edu 10. Will You Have Enough to Retire Calculator money.cnn.com 11. Traditional IRA Calculator www.acalculator.com 12. Money Market Calculator www.free-online-calculator-use.com 13. Inflation Impact on Retirement Calculator finance.yahoo.com

Longterm Care Insurance

1. 2016 Long Term Care Buying Trends Infographic ltcconsumer.com 2. Long Term Care: Every Question Answered www.allaboutlongtermcare.com 3. Interactive Map: Cost of Longterm Care in Every State www.lifehappens.org 4. Interactive Calculator: Compare Longterm Care Costs Across the Country www.genworth.com 5. Understanding The Basics of Long Term Care www.aarp.org 6. The Pros: Long Term Care Insurance www.cbsnews.com 7. The Cons: Long Term Care Insurance www.bloomberg.com 8. What's the difference between LTC Insurance and Disability Insurance? www.forbes.com 9. How To Shop For Long Term Care Insurance www.npr.org 10. Tips for buying long term care insurance www.foxbusiness.com 11. The Costs and Benefits of LTC Insurance www.aplaceformom.com 12. Find a Certified Advisor Near You findanadvisor.napfa.org 13. Read Consumer Reviews on LTC Insurance Providers www.consumeraffairs.com 14. Can your LTC insurance plan get you a tax break? www.forbes.com 15. Secrets to buying LTCI www.kiplinger.com 16. Video Collection: Understanding Long Term Care Insurance www.youtube.com 17. Wikipedia: Long-Term Care Insurance en.wikipedia.org

Government Retirement Resources

1. Social Security Administration ssa.gov 2. IRS: Tax Information for Retirement Plans www.irs.gov 3. MyMoney.gov www.mymoney.gov 4. USA.gov Retirement www.usa.gov 5. Thrift Savings Plan www.tsp.gov 6. National Active and Retired Federal Employees Association www.narfe.org 7. Investor.gov investor.gov 8. Office of Human Resources: Financial and Retirement Planning Resources hr.od.nih.gov 9. Administration on Aging www.aoa.gov 10. Medicare www.medicare.gov 11. National Institute on Aging www.nia.nih.gov 12. Veterans Benefits Administration benefits.va.gov